Terms of ServiceEffective Date: January 27, 2025

Welcome to The Retirement Report ("Website," "we," "our," or "us"). By accessing or using our website, you agree to comply with and be bound by the following terms and conditions ("Terms of Service"). Please review them carefully. If you do not agree with these terms, please do not use our website.

1. Acceptance of Terms By using this website, you acknowledge that you have read, understood, and agreed to be bound by these Terms of Service. We reserve the right to modify these terms at any time, and such modifications will be effective immediately upon posting. Your continued use of the website constitutes your acceptance of the revised terms.

2. Use of Website You agree to use the website for lawful purposes only and not to engage in any activities that could harm the website or its users. Prohibited actions include but are not limited to:

Unauthorized access to the website's systems or networks.Disrupting the website's operations.Uploading or distributing malicious software.

3. Intellectual Property All content, including but not limited to text, graphics, logos, and software, is the property of The Retirement Report and is protected by applicable copyright, trademark, and other intellectual property laws. You may not copy, reproduce, modify, or distribute any content without our prior written consent.

4. User Accounts If you create an account on our website, you are responsible for maintaining the confidentiality of your login credentials and for all activities under your account. We reserve the right to terminate or suspend accounts that violate these Terms of Service.

5. Disclaimer of Warranties The website and its content are provided "as is" without warranties of any kind, whether express or implied. We do not warrant that the website will be error-free, secure, or continuously available.

6. Limitation of Liability In no event shall The Retirement Report or its affiliates be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the website or inability to access it.

7. Third-Party Links Our website may contain links to third-party websites. We are not responsible for the content, policies, or practices of any third-party sites and encourage you to review their terms of use.

8. Privacy PolicyYour use of the website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information.

9. Termination We reserve the right to terminate or suspend access to the website at our discretion, without notice, for any reason, including but not limited to a breach of these Terms of Service.

10. Governing Law These Terms of Service shall be governed by and construed in accordance with the laws of [Insert Jurisdiction], without regard to its conflict of law provisions.

11. Contact Us If you have any questions about these Terms of Service, please contact us at: The Retirement Report [email protected].

By using this website, you agree to abide by these Terms of Service.